The HSBC Advance banking service offers great value for money with a range of services and benefits to help you ease through life. The benefits include Worldwide Travel Insurance for customers under 70, Life cover for the under 65s, and accidental death benefit for those aged 65 and over.

Not everyone will be taking advantage of the life cover straight away, so the Roadside Breakdown Assistance is a benefit that you could use if you;re unfortunate enough to break down. The cover is for cars under 15 years old, with the breakdwon occuring more than 1/4 or a mile from your home. The offer also includes ID Theft Assistance and personal Security Assistance from red24. is available for £6 a month for the first 3 months, and £12.95 after that. The service is initially a 12 month contract with a rolling monthly contract after that.